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Legal To Play Poker Online For Money

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Home » US Poker Laws – State by State Reviews » North Carolina Legal Gambling & Poker

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North Carolina Legal Gambling & Poker
Last Updated January 6, 2021

Poker is alive and well in North Carolina, despite the attempts by naysayers and politicians to suppress the game. With few real-money poker options available in the home state, poker players from NC have turned in record numbers to the next-best thing: Online poker.

While hard numbers regarding participation in real-money online poker games in the state are hard to come by, we do know that several new players from North Carolina visit our page and sign up at poker sites every day. To simplify that task, here’s a quick look at everything you need to know in one handy place with our North Carolina Online Poker Guide.

The Top Legal Poker Sites for North Carolina

Once you’ve decided to play online poker, the next step is choosing a site. But what sites best meet the needs of poker players from North Carolina? Based on our direct experience with dozens upon dozens of poker sites online, we’ve selected the following rooms as the best starting points for real money poker:

Poker Sites Open to Players From Your State
Bovada$500 Bonus3-4 Day PayoutsAccepts Visa, Bitcoin, Wires
Ignition$2000 Bonus3-4 Day PayoutsAccepts Visa, Bitcoin, Wires
Intertops$600 Bonus5 Day PayoutsAccepts Visa, Wires
BetOnline$2500 Bonus5-7 Day PayoutsAccepts Visa, Bitcoin, Litecoin, Wires
Sportsbetting$2500 Bonus5-7 Day PayoutsAccepts Visa, Bitcoin, Litecoin, Wires

Recent Gambling Happenings in North Carolina

There is little gambling to be found in North Carolina. The one fully-functional casino in the state is Harrah’s Cherokee, owned by the Eastern Band of Cherokee Indians on their land via a gambling compact with the state. Caesars Entertainment manages the property. Harrah’s Cherokee has become the home of the annual WSOP Global Poker Championship and draws a sizeable poker crowd.

There is also Cherokee Tribal Bingo on the same land, but it does not have a poker room or the range of games available as does Harrah’s Cherokee.

The year 2019 was a pivotal one for some expansion to North Carolina gambling. It started in May with legislative and gubernatorial approval of a long-debated bill to legalize charitable casino nights. This allows designated charitable organizations to host casino nights that offer table games like blackjack and roulette solely to raise funds for charity.

In July 2019, Governor Roy Cooper also signed legislation to legalize sports betting. North Carolina became the 17th state in America to do so. Bets were allowed at the Cherokee establishments for professional and collegiate sports games starting in 2020.

There have been no attempts to tackle online poker or internet gambling of any kind in North Carolina.

North Carolina Gambling & Poker Laws Summarized

Type/CodeSummary
State Code Section(s)14.37.289-309; 16.1-2; 18C
Definition of GamblingAny person or organization that operates any game of chance or any person who plays at or bets on any game of chance at which any money, property or other thing of value is bet, whether the same be in stake or not, shall be guilty of a Class 2 misdemeanor.
Online Poker/GamblingThere have been no efforts to legalize and regulate any type of online gambling in North Carolina.
Live PokerPoker is offered in the one fully-functional tribal casino in the state, with both cash games and tournaments available there.
CasinosOne tribe in North Carolina secured a gambling compact with the state to operate gambling establishments on its land, and of those, only one is a casino operated with Harrah’s to offer everything from slots to poker.
Sports BettingThere have been no proposals via the legislature to legalize any type of sports betting.
DFSA bill introduced in 2017 to legalize paid-entry fantasy sports games did not make it to the legislature floor for a vote. There was no follow-up bill put forward in 2018.
Other Forms of GamblingBingo and raffles for charitable organizations, lottery.

Is Online Poker Legal in North Carolina?

Gambling law is a tricky area, and any poker site that promises to give you authoritative advice regarding the legality of online poker or gambling is probably not telling you the whole truth.

What exactly is the whole truth? Well, gambling online for real money may be in conflict with the laws of US states. The problem is, very few directly mention online poker or other forms of Internet gambling, so the question of legality becomes one more of opinion than fact. As a result, you should consult a lawyer with experience in state gaming law before taking any answer as definitive.

Having such a conversation will be easier if you are already educated on the basics of the law. To that end, here are some of the fundamental aspects of North Carolina gambling law:

Here’s how the state defines gambling:

“Except as provided in Chapter 18C of the General Statutes or in Part 2 of this Article, any person or organization that operates any game of chance or any person who plays at or bets on any game of chance at which any money, property or other thing of value is bet, whether the same be in stake or not, shall be guilty of a Class 2 misdemeanor” (Section 14-292).

If you’re wondering about those exceptions, they refer to the state lottery and charitable gambling that is overseen by the state.

How To Play Poker Online For Money

Unfortunately, there is no further definition of “game of chance” found in North Carolina law. Based on case law involving gambling charges in the state, it appears that poker would qualify as a game of chance.

There is no obvious exemption for private or “social” gambling in North Carolina. While games played in public (or public establishments) may bring additional charges, a social game between friends in the home does not technically comport with North Carolina law.

North Carolina law allows for the seizure of all items employed in illegal gambling – including the money used in a game of poker (Section 14.299).

There is no specific mention of gambling that occurs online in North Carolina law.

To learn more about gambling law in North Carolina, visit this link below and review the state statutes directly.

Could North Carolina Potentially Regulate Online Poker?

Anything could happen, but there’s precious little to indicate that such a thing is probable in North Carolina. While over a dozen US states have taken some public action in the general direction of regulation following the Department of Justice’s 2011 rethinking of the Wire Act, North Carolina has yet to even take the most basic of steps toward the goal of regulating online poker sites in NC. As we’ll discuss below, there are a number of types of gambling likely ahead of online poker in line, making the chances of North Carolina-regulated poker games online even dimmer still.

North Carolina Gambling Facts

North Carolina has essentially fought gambling expansion at nearly every turn. The state was very late to the lottery, selling their first ticket in 2006. The state also battled fiercely (albeit unsuccessfully) against the tribes who sought to open casinos within North Carolina’s borders. As a result, North Carolina has one of the briefest and most limited histories with gambling of any state in the US.

Famous North Carolina Poker Players

Since the poker room in North Carolina at Harrah’s Cherokee is fairly new, most professional poker players who hail from the Tar Heel State found their passion for the game through home games and via online poker.

Greg Raymer was one of those players to hone his poker skills online and at poker rooms around the US. He spent many years playing poker as a hobby while working as a patent attorney for major companies like Pfizer. However, when he won the 2004 World Series of Poker Main Event for $5 million, he put his law career on hold. Raymer became a sponsored poker pro for PokerStars and went on to be a skilled mixed game player. His earnings through November 2019 in live poker tournaments only add up to more than $7.8 million.

Chris Hunichen is another skilled poker pro from North Carolina, earning more than $7 million in live tournaments to date. But he, like Mike Sowers, garnered the majority of his poker abilities and earnings playing online poker for many years.

Mark Newhouse is a longtime poker pro, famous for final tabling the WSOP Main Event and finishing ninth in 2013 and 2014. He has more than $3.5 million in earnings.

As of 2021, the top-ranked poker pros from North Carolina (in the live tournament arena) are:

1. Greg Raymer ($7.8 million)
2. Chris Hunichen ($7 million)
3. Mark Newhouse ($3.5 million)
4. Mike Sowers ($3.4 million)
5. Anthony Spinella ($3.4 million)
6. Chris Bell ($3.2 million)
7. Mike Gracz ($3.1 million)
8. Carter Phillips ($2.7 million)
9. Randal Flowers ($2.2 million)
10. Nicholas Maimone ($2.1 million)

Sources & Citations For This Article on North Carolina Online Poker

How Michigan online poker works

Online poker is live, and you can play for real money legally within the state. But it’s important to understand how things work. If you’ve never dealt with online poker before, you could understandably be brimming with questions about the rules and procedures you need to follow.

Who can play?

First of all, Michigan requires anyone who plays online poker in the state to be 21 or older. This requirement should come as no surprise.

When you play online poker in the Great Lakes State, however, you will not be able to play with anyone who is not physically inside state lines. As is the case with most other states, the Michigan online poker scene is confined to Michigan.

The good news is that it is not necessary to be a resident of Michigan to play. If you are a visitor, you have the same opportunity to experience online poker, so long as you are of legal age.

Now, you may have heard that some states do have interstate poker options. That’s true — New Jersey, Nevada, and Delaware are all signatories of the Multi-State Internet Gaming Agreement, or MSIGA, which allows sites to combine player pools across state lines. In practice, however, the only beneficiary of the agreement has been WSOP.com, which offers play in both New Jersey and Nevada.

For the time being, Michigan is not a part of the MSIGA. This means you will have to be inside Michigan to play, and you will only be playing other Michiganders or visitors to the state.

How does an online poker site know I’m in Michigan?

All Michigan online poker sites, casinos, and sportsbooks must verify the physical location of their players at all times. They accomplish this by using geolocation software.

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This software uses your mobile device’s onboard GPS to pinpoint your location before you are allowed on-site. If you use a laptop or desktop computer, you will have to verify your location by downloading this software separately or at the behest of the site.

The sites are not inclined to waver on this requirement, either. They face heavy fines and sanctions, including the loss of their licenses to operate, if they are not vigilant about enforcing the in-state requirement.

The bottom line is that you will have to verify your location as within Michigan before you’ll be able to make your first bet, raise, call, or fold.

How to get download the app or poker client

The first thing to do is to use one of the links above to access the site of your choice. You will need to download the app to your mobile device or the poker client to your desktop computer.

Using our links will often put you in line for welcome bonuses at each site. However, make sure that you note any poker bonus codes we have listed, as they can be worth extra cash and benefits in your account.

Apple device users should have no difficulty downloading and installing the app. However, Android users will need to instruct their devices to accept downloads from unknown sources in the device’s security settings. Then, the link should take you to a page with a prompt for the site’s .apk file.

Once you’ve installed the app or client, look for a sign-up button at the top of the screen. It’s usually in the right corner with a label like “sign up” or “join now.” Pressing the button will take you to the site’s form for new accounts.

As with online casinos in Michigan, be ready to fill out your personal information in order to create your account. You will need the following:

  • Your name
  • Phone number
  • Email address
  • Date of birth
  • Social Security number

These are all common requirements at online gambling sites in Michigan. You will also need to choose an appropriate screen name, password, and (potentially) security challenge questions.

If you happened to copy down a bonus code, look for the box to enter it on this screen, too. It is usually the only optional box on the page. Make sure that you enter the code exactly as it appears, with any capital letters and no typos.

After that, hit the button at the bottom to submit, and you should be ready to go.

Michigan poker sites and partnerships

PokerStars + Little Traverse Bay Bands of Odawa Indians

Global online poker giant The Stars Group secured a partnership with the Little Traverse Bay Bands of Odawa Indians Gaming Authority in early January 2020.

The deal gives The Stars Group first-skin market access for all gambling verticals in Michigan, including poker.

The Stars Group owns and operates PokerStars MI, which operates in NJ and PA. The Little Traverse Bay Bands of Odawa Indians operates three Michigan tribal casinos, with the largest being the Odawa Casino, near Petoskey.

BetMGM Poker + MGM Grand Detroit

For a long time, it was understood that MGM Resorts International and partypoker’s parent company GVC Holdings would join the online poker Michigan market. The two companies established a 50/50 joint venture sports betting and online gaming platform for the US in July 2018.

However, BetMGM Poker will be the brand available in Michigan in 2021.

The launch of partypoker Michigan through MGM Grand is no longer a go, but there are other ways for partypoker to enter the Michigan online gambling market.

Will I be able to play online poker with players in NJ and PA?

Michigan’s governor recently signed the interstate online poker bill into law, but the law doesn’t automatically set up a pact between other states. That is now up to the MGCB. It is unclear whether such a deal will be made in 2021.

One option is for Michigan to join the Multi-State Internet Gaming Association. The MSIGA allows New Jersey, Nevada, and Delaware to share player pools.

Still, multi-state poker could be on its way to Michigan. It’s likely a must-have for the online poker market in the Great Lakes State to survive long-term. Michigan is slightly larger than New Jersey, where online poker is barely surviving despite pooling players with Nevada and Delaware.

Adding states, including Pennsylvania and Michigan, to the MSIGA over the next few years would certainly be a boost to the US online poker market.

Are Michigan online poker sites safe?

Yes. It is safe and legal to play on Michigan’s online poker sites. Any of the sites that you see mentioned above are fully licensed and regulated by the Michigan Gaming Control Board. Rest assured that this page will never advertise poker sites that are anything less than legal.

If you are ever unsure about whether you’re playing on a registered site, you can always scroll down to the bottom of the site’s homepage. There will always be information stating that it is a regulated site by the MGCB. In some cases, the site will publish its license number.

You can also verify that an online poker site is legal in Michigan by going to the MGCB site itself. You can either find mention of the site in question or contact one of the board’s offices.

If you come across a site that we don’t mention, it is most likely an offshore poker site. These sites are not under the regulations and laws of the state of Michigan or the United States. Invariably, these sites do not work with the MGCB, nor do they operate with a Michigan land-based partner or have offices in the US.

Playing on one of these sites puts you and your financial security at a much higher risk. International sites often exist in the gray areas of the law and in countries with far less stringent standards for business.

You also cannot count on these sites to report to a regulatory body that is effective. In many cases, the regulator has no actual authority to take action on the site if there’s an issue on site, including payouts. Worse, it’s even possible that it is part of the same organization.

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The bottom line is that there’s no reason to take any kind of chances now that legal online poker is legitimately underway in Michigan. Stick to the legal and safe Michigan sites.

How to move money on and off legal poker sites

In order to play for real money on a Michigan site, you’re going to have to invest your own real money into it. Even more obviously, you’re going to want to be able to withdraw any winnings if your big hand comes in. Thankfully, every Michigan poker site comes with multiple ways to deposit and cash out quickly.

Since online poker is in the early stages in Michigan, we only have confirmations about a few types of transactions you can make. If you want to make a deposit at a Michigan poker site, these options are available for certain:

  • Credit or debit cardVisa and Mastercard are acceptable options. However, make sure to check with your issuing bank before you make this type of request. Some of them do not allow deposits to online poker sites, and, even if they do, they may charge hefty cash advance fees.
  • Electronic checksVIP Preferred is the option, although ACH is likely to come soon. These function exactly like paper checks, except without the paper. Most Michigan poker sites will accept echecks.
  • Electronic walletsSkrill and PayPal are accepted by Michigan online poker rooms.
  • Online banking — If you use online bill pay for other transactions, you may be able to use it to send money directly from your bank account to the poker site, too.
  • Prepaid cardsPlay+ and Paysafecard are the most common options for a prepaid card, which is essentially a gift card that you give yourself.

Other methods that we expect to be available soon include wire transfers from your bank and cash options like PayNearMe. Finally, the land-based partner for the poker site is likely to begin accepting deposits in person at its cage at some point in the future.

Online poker bonuses and rewards

Like most MI online gambling outlets, the best poker sites have to keep their customers happy. So every poker brand will have bonuses and rewards that you can use to pad your account balance.

Most online poker site bonuses come in two formats — playing money and tournament tickets. Although there are numerous ins and outs to the different types of bonuses you’ll find, the end result of each one will usually be one or both of those types of rewards.

For the most part, here are the types of bonuses you will encounter:

  1. No deposit bonus: These bonuses are essentially free money that shows up in your account. You will most often see no deposit poker bonuses when you sign up for an account — they are otherwise rare. Although they may be withdrawable as cash, no deposit bonuses often come in the form of site credits and will require you to play through the bonus a certain number of times.
  2. Deposit bonus: With this type of bonus, the poker site will match a portion of your deposit and contribute additional funds to your account on top of the deposit amount. The percentage of the match can be any amount, even 100%. However, there will also be a limit to the maximum amount you can have matched from the bonus. In many cases, the site will withhold the full amount of the bonus and drip it to you as you play, so be aware that you may not see an immediate benefit.
  3. Loyalty or rewards programs: In many cases, you are entered as a member in the program automatically from the moment that you register. If you never pay it any mind, that’s all right. However, these programs will both classify you and reward you based upon how much you wager and how often you play. As you hit the tables, you will earn points that you can redeem for cash or prizes. The exact amounts of cash or prizes vary, but common options include free money bonuses, tournament tickets and branded merchandise from the site’s store.

The rarest reward you can receive is unrestricted cash. It is unusual, however, for sites to hand out withdrawable funds for a bonus.

In most cases, you will either receive site credits or tournament tickets. Site credits function like cash, but you cannot withdraw them until you’ve “washed” them through the system. Tournament tickets, meanwhile, require you to use them for tournament buy-ins. They are not transferable or convertible into cash.

Tournaments and cash games at real money poker sites

You have several types of online games to check out. Some of these are present in every poker room. Others are exclusive to certain online poker sites.

  • Cash games: Anyone can join or leave at any time, and play is continuous. Blind levels do not change, and buy-ins to the game have a minimum amount and (usually) a maximum amount.
  • Tournaments: Each player buys in for the same amount and receives an identical amount of tournament chips to play. Play begins at a designated time and proceeds until one player has all the chips. Blind levels increase at regular intervals, and roughly 10% of the field receives some sort of payout from the prize pool.
  • Sit and go tournaments (SNGs): A limited tournament where the event begins when a designated number of players buy into the pool. Play proceeds like a standard tournament, but the field is limited to the number of players present at the start.
  • Spin and go/jackpot SNGs: An extremely limited type of sit and go with only three players. Blind levels are set at hyper-turbo levels, meaning that they escalate quite quickly and force frequent all-ins from players. Players compete for a randomly selected prize pool that can be anywhere from 2x the buy-in amount to 1,000x the buy-in. Each tournament is winner-take-all.

In terms of the buy-in amounts that you’ll need for these tournaments, there is no one answer. Poker sites in Michigan have a range of stakes available most of the time. You can play for as little as $1 or many thousands. Most tournament options will top out at $500 to play, but some special events can have much higher price tags.

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Types of poker games in Michigan

Along with all the formats of poker available in Michigan, you also have several games from which to choose. Some of them are widely known, but others are a bit more esoteric. The most prevalent game is No Limit Texas Hold’em. This game became the dominant form of poker about two decades ago and shows no sign of decline.

You can also play the limit version of Hold’em, if you like. While this format is not as popular as it used to be, there will still be options if you don’t want to deal with bet-sizing.

Other games that you might find on Michigan online poker sites are listed below. Most of these games are available in no-limit, pot-limit, or limit structures.

  1. Omaha* A four-card community card game that features bigger pots and more volatility than hold’em. Players must use exactly two cards from their hands and three from the board, but exactly which two they use can change from street to street.
  2. Five Card Omaha* This game is identical to typical Omaha, but with five cards dealt to each player. Thus, the potential for big hands, big swings and big pots is even higher. It is sometimes called “Big Mitt.”
  3. Courchevel Poker* Courchevel is identical to Five Card Omaha, except the first card of the community board is dealt face-up prior to the pre-flop betting round. In other words, you get a sneak peek at the board along with your five cards.
  4. Seven card stud* — A venerable poker game that used to be the dominant form, this game has all players receiving up to seven cards of their own and making the best five-card hand that they can. The first round of dealing puts two cards face-down and one up. The next three cards are also dealt face-up, available for anyone to see, and a round of betting occurs with each card dealt. The final card is then dealt face-down, and a last betting round takes the hand into showdown.
  5. Razz — A stud game in which players attempt to make the lowest hand they can. A hand with ace through five is the best possible hand (the “wheel”), and flushes and straights are irrelevant for hand rankings. However, pairs and three of a kind are counted negatively against the player. This game is also known as California Lowball, and may sometimes be referred to as simply “lowball.”
  6. Five card draw — This is likely the most familiar poker game to casual players. All players receive five cards and make the best hand that they can. There are two rounds of betting, and, between rounds, players can discard as many of their original cards as they like and draw new ones. This game is most often encountered in video poker now, but is still available in limited selections through Michigan online poker rooms.
  7. Badugi — Badugi is an Asian variant that combines elements of Razz and five card draw, but also has its own unique spin. Each player receives four cards and is attempting to make the lowest possible hand. However, unlike Razz, cards of the same suit count against the player, so the object is to make the lowest hand and have four cards of different suits. A qualifying four-card hand is called a Badugi. Any hands with suited cards ignore all but the lowest card of the suit but also are of lower ranking than Badugis. So, the winner of each game is first determined by how many of a player’s cards play, then by the rank of the highest-tiered hands.
  8. HORSE — A rotation game in which the game changes every time the button goes around the table once. The name of the game is an acronym for the games that are played – Hold’em, Omaha Hi-Lo, Razz, Stud, Eight or Better (seven card stud hi-lo)
  9. 8-Game Mix — This game is identical in structure to HORSE, but with eight games. The eight games are usually limit 2-7 triple draw, limit hold’em, limit Omaha Hi-Lo, Razz, limit seven card stud, Limit seven card stud hi-lo (Eight or Better), No Limit Hold’em and Pot Limit Omaha.

*Available in both high only and hi-lo variants. Low hands must have no cards above eight to qualify — thus, these variants may also be known as Eight or Better. Obviously, some of these games are off the beaten path. However, they can be a fun way to cleanse one’s palate, especially if you’ve been on a hold’em-only diet. So, if you’re feeling frisky, give one of these variants a try.

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Poker and cardrooms in Michigan

Michiganders are not suffering from a shortage of live poker options nearby. Many of the state’s casinos offer their own poker rooms. In addition, Michigan also allows charitable organizations to offer poker games as standalone facilities. Here are all of the opportunities you have to play poker in Michigan in live settings.

Bay Mills Resort & Casino

Bay Mills Resort & Casino, in Brimley, features a four-table poker room that is open 6 p.m. to 2 a.m. Tuesdays, Fridays and Saturdays.

There are regular cash games and low-buy-in tournaments. Players must be at least 18 years or older.

FireKeepers Casino Hotel

The newly renovated 26-table poker room at FireKeepers Casino Hotel, in Battle Creek, is the premier poker room in the state.

The room spreads Texas Hold’em, Omaha and stud cash games at a variety of low to mid-stakes. Plus, there are low to mid-stakes buy-in tournaments every day, including a regular stop on the popular Mid-States Poker Tour.

Money

Promotions include a progressive bad beat jackpot.

Greektown Casino Hotel

Greektown Casino Hotel, in Detroit, features a 12-table poker room offering Texas Hold ’em and Omaha games. There are regular tournaments and high-hands promotions.

Gun Lake Casino

Gun Lake Casino in Wayland, features a 14-table poker room spreading Texas Hold’em and Omaha games.

There are low-stakes tournaments happening five days a week, and promotions include a bad beat jackpot.

Kewadin Casino

Kewadin Casino, Hotel and Convention Center, in Sault Ste. Marie, features a four-table poker room open Wednesdays through Sundays.

There are low-stakes tournaments on Wednesdays and cash games every day.

MGM Grand Detroit

The poker room at MGM Grand Detroit features 17 tables with Texas Hold’em and Omaha action.

There are bounty tournaments three days a week and promotions include splash pots, bad beat jackpots, and hot-seat drawings.

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MotorCity Casino Hotel

The MotorCity Casino Hotel, in Detroit, features a 17-table poker club spreading Texas Hold’em and Omaha games.

There’s a regular tournament calendar, and promotions include a bad beat jackpot, high-hands and a gas card giveaway.

Soaring Eagle Casino & Resort

Soaring Eagle Casino & Resort, in Mount Pleasant, features a 14-table poker room open 24/7.

There’s a six-day per week tournament schedule and promotions include a bad beat jackpot, early bird rake, lucky ticket draws and high-hands.

The room spreads Texas Hold’em, Pineapple, Crazy Pineapple, Omaha, seven-card stud and Razz. Multi-game formats include round by rounds, dealer’s choice, HORSE, SHOE and HOP. Players may request any game type with any limit.